We all like to shop and we all like to save money. Whether you’re looking for a new laptop or finding the cheapest place to fill up the car with gas, we’re always looking for a bargain. Saving money has never been easier. I’m going to share how I and many others are reclaiming 20% cashback from almost everything we buy.

How is this Possible?

There’s a new iOS app called Saivian that gives people 20% cashback on their monthly purchases. This ranges from what you buy at the supermarket to things you buy online or even with hotels. All you have to do is sign up and take a photograph of your monthly receipts and they’ll give you cashback.

I use this system when I put gas in my car and when I buy groceries from the supermarket. You can use it in small and large stores.

What’s the Catch?

You have to pay a $125 monthly membership fee to have access to the savings. If you spend more than $600 a month, you’ll save more money than the membership.

The organization is legit. They use your receipts to share with their marketing partners to get more accurate information on people’s purchasing habits. It’s a win-win for everyone involved. You get 20% of your money back. They get information to help marketing.

How Exactly Does it Work?

When you sign up and pay the membership fee, you’re asked to select 10 places that you tend to shop at. You need to add their name, address, and postal code.

The only catch is that you need to use your debit or credit card. This is because the last four digits need to match that on the receipt for it to be applicable. All you need to do is take a photograph and send it in within a week.

It Sounds Good… But $125 a Month is Too Much:

I couldn’t agree more with this statement and I was skeptical at first. I then signed up for their affiliate program and earn a daily income from referring friends. If you share this offer with three others and they become members, Saivian will give you $5 per day.

This adds up to around $150 per month.

If your friends and family join, the commission completely pays for the membership fee. This means you will then get 20% cash back on almost everything you buy.

I know it sounds too good to be true. But, trust me, this actually works. Everyone knows at least three people who would like to get 20% cashback on everything that they buy. So the referral system is easier than you think.

The Takeaway Message:

I was skeptical at first, but over time I’ve come to save quite a lot with this app. Even without the referrals, I still spent around $800 per month, which gives me more cash back than the membership fee. And when I got my friends to sign up, the savings multiplied. It’s certainly something to check out!


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